Zakat Kya Hai?
Zakat ka matlab hai "paak karna" ya "barhana". Ye aik farz ibadat hai jo har us Muslim par laazim hoti hai jis ke paas nisab ke barabar ya us se zyada maal aik poore lunar saal (hawl) tak maujood rahe.
Zakat ki sharah 2.5% hai — yaani har 100 rupay par 2.50 rupay. Ye maal ghareebon, miskeenon aur mustahiqeen ka haq hai.
Nisab Kya Hai? (2026 Rates)
Nisab wo minimum miqdaar hai jis se upar maal hone par zakat farz hoti hai. Nisab do cheezon se tay hota hai:
- Gold nisab: 7.5 tola (87.48 gram) sona
- Silver nisab: 52.5 tola (612.36 gram) chaandi
Zyada tar ulema ke nazdeek silver nisab istemal karna behtar hai, kyun ke ye kam hai aur is se zyada ghareebon ko faida pahunchta hai.
2026 Ke Taaza Rates (October 2026)
| Cheez | Rate (per tola) | Nisab Value |
|---|---|---|
| Gold (24K) | ~Rs 415,000 – 425,000 | 7.5 tola ≈ Rs 31 lakh+ |
| Silver | ~Rs 5,768 – 5,785 | 52.5 tola ≈ Rs 302,820 |
Kin Cheezon Par Zakat Hai?
Zakat sirf kuch khaas qism ki daulat par hai:
- Cash: Haath mein naqd, bank balance, savings
- Gold aur Silver: Zewar, coins, bars (pehne hue zewar par ulema ka ikhtilaf hai)
- Business stock: Tijarat ke liye rakha gaya maal
- Investments: Shares, mutual funds (zakatable portion)
Kin Cheezon Par Zakat NAHI Hai:
- Rehne ka ghar, istemal ki gaari
- Pehne ke kapre, ghar ka furniture
- Business ke tools/machinery (jo bechne ke liye na hon)
Zakat Calculate Kaise Karein — 5 Steps
Step 1: Apni Zakatable Daulat Jorein
Cash + bank balance + gold ki value + silver ki value + business stock = Total Assets
Step 2: Qarz (Debts) Ghataein
Total Assets − Qarz = Net Wealth
Step 3: Nisab Se Compare Karein
Agar Net Wealth silver nisab (~Rs 302,820) se zyada hai, to zakat farz hai.
Step 4: Hawl Check Karein
Kya ye daulat aik lunar saal (354 din) se aap ke paas hai? Agar haan, to agle step par jayein.
Step 5: 2.5% Nikalein
Practical Example
Ahmed ka hisaab:
- Bank balance: Rs 500,000
- Gold (3 tola): 3 × 420,000 = Rs 1,260,000
- Cash in hand: Rs 50,000
- Total: Rs 1,810,000
- Qarz: Rs 100,000
- Net Wealth: Rs 1,710,000
Nisab (Rs 302,820) se zyada hai ✅ → Zakat farz hai
Common Sawalat
Kya pehne hue zewar par zakat hai?
Ulema mein ikhtilaf hai. Kuch kehte hain har sona par zakat hai, kuch roz pehne jane wale zewar ko mustasna karte hain. Apne scholar se confirm karein.
Zakat kab ada karein?
Zyada tar log Ramadan mein ada karte hain, lekin asal usool ye hai ke jab aap ki daulat ko aik lunar saal guzar jaye, tab zakat farz ho jati hai.
Kya qarz ghata sakte hain?
Haan. Zakat se pehle apne qarz (debts) ko total se ghata lein. Sirf net wealth par zakat hai.
🧮 Free Zakat Calculator Try Karein
Upar ka hisaab haath se karne ki zaroorat nahi — hamara free calculator sab kuch khud kar dega.
Zakat Calculator Kholein →Related Guides
- EMI Kaise Calculate Karein (2026)
- Age Kaise Calculate Karein (Date of Birth Se)
- LCM Kaise Nikalein — Asaan Tareeqa